First Exchange Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $385M | $351M | $288M | $30M | $851K | 0.89% | 11.22% | 3.73% | 2.59% |
| Q4 2025 | $376M | $341M | $288M | $30M | $451K | 0.46% | 6.02% | 3.47% | 2.50% |
| Q3 2025 | $377M | $341M | $287M | $30M | $598K | 0.46% | 6.02% | 3.39% | 2.84% |
| Q2 2025 | $377M | $343M | $292M | $29M | $125K | 0.37% | 4.96% | 3.31% | 2.69% |
| Q1 2025 | $384M | $349M | $294M | $29M | $588K | 0.61% | 8.17% | 3.18% | 2.17% |
| Q4 2024 | $382M | $341M | $298M | $28M | $229K | 0.47% | 6.26% | 3.14% | 2.05% |
| Q3 2024 | $386M | $341M | $300M | $30M | $496K | 0.54% | 7.27% | 3.10% | 1.63% |
| Q2 2024 | $387M | $340M | $302M | $28M | $553K | 0.55% | 7.54% | 3.13% | 0.83% |
| Q1 2024 | $402M | $331M | $303M | $28M | $508K | 0.53% | 7.23% | 3.12% | 1.55% |
| Q4 2023 | $361M | $293M | $301M | $28M | $1M | 1.13% | 14.20% | 3.77% | 1.60% |
| Q3 2023 | $346M | $287M | $286M | $26M | $744K | 1.13% | 14.12% | 3.90% | 2.19% |
| Q2 2023 | $339M | $289M | $276M | $27M | $1M | 1.27% | 15.53% | 3.98% | 2.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.