First Citizens Bank customer complaints
Consumer complaints filed with the Consumer Financial Protection Bureau against FIRST CITIZENS BANCSHARES, INC.since January 2020. A complaint is a consumer's account of a problem, not a verified violation.
Complaints since 2020
1,083
Timely response rate
99.9%
responses within 15 days
Per $1B deposits
6.3
using latest reported deposits
Complaints by year
- 2020165
- 202183
- 2022132
- 2023158
- 2024165
- 2025218
- 2026162
What people complain about
| Product | Complaints | Share |
|---|---|---|
| Checking or savings account | 713 | 65.8% |
| Mortgage | 103 | 9.5% |
| Money transfer, virtual currency, or money service | 58 | 5.4% |
| Credit reporting or other personal consumer reports | 46 | 4.2% |
| Vehicle loan or lease | 46 | 4.2% |
| Debt collection | 37 | 3.4% |
| Credit reporting, credit repair services, or other personal consumer reports | 27 | 2.5% |
| Credit card | 21 | 1.9% |
CFPB product categories changed over time, so similar categories (for example the two credit-card labels) can both appear.
Transcribed from the CFPB Consumer Complaint Database. Complaints are matched to the CFPB company record “FIRST CITIZENS BANCSHARES, INC.”, which can cover affiliates beyond the FDIC-insured bank itself. Complaint counts are unverified consumer reports and scale with bank size — compare like with like.