First Central Bank McCook quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $125M | $107M | $85M | $14M | $193K | 0.61% | 5.66% | 3.73% | 6.09% |
| Q4 2025 | $127M | $109M | $87M | $14M | $731K | 0.56% | 5.53% | 3.97% | 6.43% |
| Q3 2025 | $122M | $102M | $88M | $13M | $121K | -0.02% | -0.23% | 3.86% | 8.31% |
| Q2 2025 | $126M | $106M | $89M | $13M | $87K | -0.22% | -2.27% | 3.83% | 6.43% |
| Q1 2025 | $129M | $109M | $91M | $12M | $-230K | -0.71% | -7.29% | 3.68% | 6.66% |
| Q4 2024 | $130M | $110M | $95M | $13M | $-1055K | -0.56% | -5.22% | 4.57% | 5.88% |
| Q3 2024 | $125M | $102M | $94M | $14M | $224K | 0.38% | 3.45% | 4.59% | 7.04% |
| Q2 2024 | $124M | $104M | $93M | $14M | $-300K | 0.21% | 1.90% | 4.88% | 7.28% |
| Q1 2024 | $124M | $104M | $91M | $14M | $429K | 1.38% | 12.60% | 5.05% | 6.83% |
| Q4 2023 | $124M | $105M | $93M | $13M | $-403K | -0.45% | -4.50% | 4.19% | 8.12% |
| Q3 2023 | $127M | $107M | $100M | $14M | $963K | -0.20% | -2.07% | 4.45% | 6.49% |
| Q2 2023 | $143M | $125M | $100M | $13M | $-1710K | -1.62% | -17.04% | 4.39% | 7.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.