First Carolina Bank
Headquartered in Rocky Mount, NC. Part of First Carolina Financial Services, Inc. FDIC certificate #35530 · Federal Reserve RSSD 2963266.
Total assets
$3.4B
Deposits
$3.0B
Q1 2026
Active branches
9
Closings since Jan 2020
1
6 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$7M
Return on assets
0.83%
Return on equity
6.84%
Noncurrent loan rate
0.83%
Deposits by year (Summary of Deposits)
02019
12020
12021
12022
22023
32024
32025
Values in $ billions, June 30 of each year.
Closings by year
12020
Openings by year
22020
12021
22022
12023
Branches by state
Recent closings
- 6749 ROCK SPRING RD, SUITE 230 · closed August 14, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.firstcarolinabank.com.