First Bank of the Lake quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.3B | $2.0B | $2.2B | $168M | $4M | 0.69% | 9.65% | 3.39% | 3.76% |
| Q4 2025 | $2.3B | $1.9B | $2.1B | $160M | $4M | 0.55% | 7.48% | 3.48% | 3.07% |
| Q3 2025 | $2.0B | $1.7B | $1.9B | $155M | $5M | 0.45% | 6.05% | 3.49% | 3.45% |
| Q2 2025 | $1.9B | $1.6B | $1.8B | $138M | $3M | 0.12% | 1.69% | 3.40% | 3.45% |
| Q1 2025 | $1.7B | $1.5B | $1.7B | $126M | $-2273K | -0.55% | -7.63% | 3.22% | 3.56% |
| Q4 2024 | $1.6B | $1.4B | $1.5B | $113M | $3M | 0.90% | 12.02% | 4.03% | 2.87% |
| Q3 2024 | $1.5B | $1.2B | $1.4B | $103M | $1M | 0.98% | 12.89% | 4.13% | 2.60% |
| Q2 2024 | $1.3B | $1.2B | $1.2B | $102M | $3M | 1.35% | 17.31% | 4.31% | 1.75% |
| Q1 2024 | $1.2B | $914M | $1.1B | $91M | $4M | 1.63% | 20.72% | 4.54% | 1.02% |
| Q4 2023 | $973M | $846M | $901M | $77M | $4M | 1.28% | 14.62% | 4.90% | 1.12% |
| Q3 2023 | $836M | $709M | $769M | $73M | $3M | 0.99% | 10.88% | 5.11% | 0.71% |
| Q2 2023 | $656M | $559M | $601M | $55M | $852K | 0.71% | 7.71% | 5.24% | 1.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.