First Bank of Berne quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $970M | $761M | $71M | $6M | 2.12% | 32.52% | 3.80% | 0.51% |
| Q4 2025 | $1.1B | $970M | $777M | $71M | $6M | 1.84% | 32.52% | 3.39% | 0.69% |
| Q3 2025 | $1.1B | $961M | $774M | $67M | $5M | 1.77% | 32.45% | 3.30% | 0.87% |
| Q2 2025 | $1.1B | $1.0B | $767M | $61M | $5M | 1.73% | 33.13% | 3.23% | 0.82% |
| Q1 2025 | $1.1B | $954M | $766M | $59M | $4M | 1.58% | 30.91% | 3.24% | 0.75% |
| Q4 2024 | $1.1B | $994M | $773M | $52M | $4M | 1.39% | 28.79% | 2.85% | 0.65% |
| Q3 2024 | $1.1B | $960M | $769M | $63M | $4M | 1.34% | 27.62% | 2.76% | 0.59% |
| Q2 2024 | $1.1B | $942M | $750M | $52M | $4M | 1.30% | 28.24% | 2.74% | 0.74% |
| Q1 2024 | $1.1B | $925M | $740M | $48M | $3M | 1.19% | 26.36% | 2.67% | 0.68% |
| Q4 2023 | $1.1B | $921M | $736M | $49M | $3M | 1.31% | 31.07% | 2.76% | 0.62% |
| Q3 2023 | $1.0B | $912M | $726M | $35M | $3M | 1.35% | 32.91% | 2.77% | 0.59% |
| Q2 2023 | $1.1B | $945M | $714M | $45M | $4M | 1.39% | 32.09% | 2.80% | 0.49% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.