BranchWatch

First & Farmers National Bank, Inc.

Headquartered in Somerset, KY. Part of Pine Knob Holdings, Llc. FDIC certificate #2738 · Federal Reserve RSSD 721949.

Total assets
$680M
Deposits
$592M
Q1 2026
Active branches
11
Closings since Jan 2020
1
1 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$2M
Return on assets
1.47%
Return on equity
13.09%
Noncurrent loan rate
0.81%

Deposits by year (Summary of Deposits)

0
2019
0
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2025

Openings by year

1
2023

Other network changes since 2020

  • 1 branch relocations

Branches by state

Kentucky 11

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.firstandfarmers.com.