Farmers-Merchants Bank & Trust Company
Farmers-Merchants Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $448M | $330M | $243M | $53M | $2M | 1.53% | 12.27% | 4.36% | 1.12% |
| Q4 2025 | $467M | $342M | $245M | $61M | $2M | 1.90% | 15.27% | 4.35% | 0.64% |
| Q3 2025 | $450M | $325M | $248M | $59M | $2M | 1.89% | 15.34% | 4.34% | 1.03% |
| Q2 2025 | $449M | $328M | $247M | $56M | $2M | 1.90% | 15.79% | 4.30% | 0.93% |
| Q1 2025 | $455M | $334M | $253M | $55M | $2M | 1.90% | 16.12% | 4.16% | 0.95% |
| Q4 2024 | $447M | $330M | $249M | $52M | $2M | 1.80% | 16.15% | 4.24% | 0.96% |
| Q3 2024 | $445M | $326M | $251M | $54M | $2M | 1.82% | 16.52% | 4.23% | 0.94% |
| Q2 2024 | $447M | $333M | $252M | $49M | $2M | 1.76% | 16.41% | 4.23% | 0.56% |
| Q1 2024 | $446M | $332M | $246M | $48M | $2M | 1.78% | 16.76% | 4.23% | 0.65% |
| Q4 2023 | $445M | $330M | $249M | $47M | $2M | 2.81% | 30.80% | 4.38% | 0.77% |
| Q3 2023 | $448M | $339M | $251M | $41M | $7M | 3.13% | 35.69% | 4.32% | 1.32% |
| Q2 2023 | $447M | $340M | $250M | $40M | $2M | 1.62% | 18.72% | 4.31% | 1.67% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.