Farmers & Merchants State Bank
Farmers & Merchants State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $246M | $184M | $205M | $26M | $493K | 0.81% | 7.63% | 3.39% | 0.00% |
| Q4 2025 | $241M | $180M | $205M | $26M | $797K | 0.84% | 7.92% | 3.14% | 0.00% |
| Q3 2025 | $239M | $178M | $203M | $26M | $461K | 0.67% | 6.38% | 3.05% | 0.00% |
| Q2 2025 | $237M | $176M | $201M | $25M | $409K | 0.62% | 5.97% | 2.98% | 0.00% |
| Q1 2025 | $240M | $179M | $197M | $25M | $334K | 0.56% | 5.43% | 2.90% | 0.02% |
| Q4 2024 | $240M | $176M | $198M | $24M | $462K | 0.64% | 6.25% | 2.78% | 0.00% |
| Q3 2024 | $240M | $176M | $195M | $25M | $358K | 0.59% | 5.78% | 2.74% | 0.00% |
| Q2 2024 | $234M | $171M | $196M | $24M | $338K | 0.58% | 5.75% | 2.73% | 0.00% |
| Q1 2024 | $235M | $171M | $197M | $24M | $344K | 0.59% | 5.85% | 2.69% | 0.14% |
| Q4 2023 | $231M | $166M | $192M | $23M | $898K | 0.95% | 9.98% | 2.67% | 0.15% |
| Q3 2023 | $235M | $169M | $192M | $23M | $526K | 0.75% | 8.04% | 2.64% | 0.15% |
| Q2 2023 | $238M | $167M | $195M | $22M | $408K | 0.68% | 7.35% | 2.63% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.