Farmers and Merchants Bank of Ashland
Farmers and Merchants Bank of Ashland quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $146M | $123M | $115M | $14M | $483K | 1.33% | 13.92% | 4.18% | 0.00% |
| Q4 2025 | $144M | $120M | $117M | $14M | $509K | 1.09% | 12.36% | 3.97% | 0.07% |
| Q3 2025 | $144M | $121M | $114M | $13M | $377K | 0.98% | 11.30% | 3.83% | 0.00% |
| Q2 2025 | $138M | $115M | $109M | $13M | $258K | 0.94% | 11.15% | 3.75% | 0.00% |
| Q1 2025 | $140M | $119M | $106M | $11M | $390K | 1.13% | 14.24% | 3.61% | 0.00% |
| Q4 2024 | $135M | $115M | $106M | $11M | $193K | 0.56% | 6.91% | 3.78% | 0.00% |
| Q3 2024 | $134M | $114M | $106M | $11M | $137K | 0.55% | 6.80% | 3.77% | 0.00% |
| Q2 2024 | $132M | $111M | $107M | $10M | $175K | 0.62% | 7.65% | 3.84% | 0.00% |
| Q1 2024 | $128M | $104M | $104M | $10M | $221K | 0.70% | 8.56% | 3.77% | 0.00% |
| Q4 2023 | $125M | $99M | $103M | $10M | $163K | 0.68% | 8.19% | 4.08% | 0.00% |
| Q3 2023 | $123M | $100M | $101M | $10M | $239K | 0.73% | 8.83% | 4.20% | 0.00% |
| Q2 2023 | $118M | $100M | $96M | $10M | $181K | 0.70% | 8.37% | 4.16% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.