Farmers & Merchants Bank & Trust
Farmers & Merchants Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $174M | $147M | $119M | $16M | $498K | 1.15% | 12.27% | 4.35% | 1.21% |
| Q4 2025 | $174M | $147M | $118M | $16M | $191K | 0.61% | 6.91% | 3.92% | 1.07% |
| Q3 2025 | $170M | $144M | $112M | $16M | $331K | 0.67% | 7.65% | 3.82% | 1.12% |
| Q2 2025 | $169M | $142M | $116M | $15M | $244K | 0.61% | 7.20% | 3.74% | 1.46% |
| Q1 2025 | $168M | $142M | $113M | $15M | $279K | 0.65% | 7.86% | 3.61% | 1.44% |
| Q4 2024 | $173M | $146M | $113M | $14M | $166K | 0.43% | 5.25% | 3.40% | 1.61% |
| Q3 2024 | $168M | $140M | $113M | $15M | $130K | 0.45% | 5.39% | 3.34% | 1.57% |
| Q2 2024 | $164M | $137M | $115M | $13M | $187K | 0.51% | 6.36% | 3.32% | 1.39% |
| Q1 2024 | $166M | $142M | $111M | $13M | $239K | 0.58% | 7.16% | 3.25% | 1.50% |
| Q4 2023 | $166M | $142M | $109M | $13M | $-214K | 0.05% | 0.70% | 3.34% | 0.77% |
| Q3 2023 | $165M | $140M | $108M | $12M | $109K | 0.24% | 3.23% | 3.34% | 0.93% |
| Q2 2023 | $165M | $138M | $106M | $13M | $29K | 0.23% | 3.05% | 3.34% | 0.84% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.