Farmers & Merchants Bank & Trust
Farmers & Merchants Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $211M | $187M | $123M | $17M | $524K | 0.99% | 12.43% | 3.55% | 1.75% |
| Q4 2025 | $213M | $181M | $124M | $17M | $381K | 0.59% | 8.54% | 3.31% | 0.96% |
| Q3 2025 | $213M | $185M | $123M | $16M | $323K | 0.55% | 8.20% | 3.24% | 1.21% |
| Q2 2025 | $213M | $189M | $122M | $15M | $269K | 0.52% | 8.10% | 3.19% | 1.20% |
| Q1 2025 | $215M | $192M | $118M | $14M | $289K | 0.54% | 8.74% | 3.07% | 0.34% |
| Q4 2024 | $216M | $184M | $119M | $12M | $48K | 0.38% | 7.34% | 2.77% | 0.14% |
| Q3 2024 | $239M | $203M | $119M | $14M | $369K | 0.47% | 9.33% | 2.68% | 0.21% |
| Q2 2024 | $237M | $203M | $120M | $12M | $261K | 0.39% | 8.30% | 2.65% | 0.21% |
| Q1 2024 | $248M | $215M | $119M | $11M | $208K | 0.35% | 7.49% | 2.51% | 0.27% |
| Q4 2023 | $234M | $207M | $121M | $11M | $153K | 0.02% | 0.49% | 2.47% | 0.44% |
| Q3 2023 | $235M | $213M | $121M | $8M | $-231K | -0.06% | -1.41% | 2.47% | 0.14% |
| Q2 2023 | $237M | $211M | $120M | $10M | $55K | 0.10% | 2.47% | 2.48% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.