Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $312M | $278M | $144M | $32M | $655K | 0.84% | 8.18% | 4.18% | 0.60% |
| Q4 2025 | $311M | $277M | $140M | $32M | $496K | 0.69% | 7.35% | 4.16% | 0.82% |
| Q3 2025 | $310M | $277M | $137M | $31M | $465K | 0.71% | 7.71% | 4.17% | 0.15% |
| Q2 2025 | $315M | $284M | $140M | $28M | $578K | 0.77% | 8.55% | 4.13% | 0.45% |
| Q1 2025 | $311M | $281M | $142M | $28M | $601K | 0.79% | 8.83% | 4.11% | 0.25% |
| Q4 2024 | $295M | $267M | $144M | $26M | $599K | 0.84% | 9.43% | 4.16% | 0.38% |
| Q3 2024 | $291M | $257M | $145M | $29M | $490K | 0.85% | 9.53% | 4.17% | 0.59% |
| Q2 2024 | $287M | $259M | $138M | $26M | $688K | 0.94% | 10.93% | 4.14% | 0.64% |
| Q1 2024 | $283M | $256M | $135M | $25M | $678K | 0.93% | 10.98% | 4.18% | 0.39% |
| Q4 2023 | $299M | $272M | $136M | $25M | $-1461K | 0.16% | 1.98% | 4.00% | 0.03% |
| Q3 2023 | $289M | $257M | $139M | $22M | $424K | 0.87% | 10.87% | 4.13% | 0.23% |
| Q2 2023 | $288M | $254M | $138M | $25M | $679K | 1.02% | 12.43% | 4.17% | 0.06% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.