Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $567M | $486M | $334M | $73M | $2M | 1.77% | 13.30% | 4.82% | 1.52% |
| Q4 2025 | $523M | $444M | $340M | $72M | $15K | 1.62% | 12.60% | 4.85% | 1.58% |
| Q3 2025 | $528M | $446M | $336M | $73M | $3M | 2.14% | 16.97% | 4.76% | 0.98% |
| Q2 2025 | $528M | $452M | $320M | $68M | $3M | 2.19% | 17.89% | 4.65% | 1.26% |
| Q1 2025 | $559M | $455M | $324M | $66M | $3M | 2.22% | 18.77% | 4.49% | 1.31% |
| Q4 2024 | $529M | $427M | $315M | $63M | $636K | 1.37% | 11.68% | 4.53% | 1.98% |
| Q3 2024 | $531M | $424M | $309M | $67M | $2M | 1.67% | 14.24% | 4.51% | 1.85% |
| Q2 2024 | $538M | $436M | $300M | $62M | $2M | 1.65% | 14.38% | 4.49% | 1.82% |
| Q1 2024 | $546M | $447M | $289M | $60M | $2M | 1.63% | 14.25% | 4.44% | 1.08% |
| Q4 2023 | $500M | $402M | $284M | $59M | $1M | 1.41% | 12.31% | 4.49% | 1.05% |
| Q3 2023 | $502M | $408M | $283M | $55M | $2M | 1.61% | 14.23% | 4.50% | 1.16% |
| Q2 2023 | $486M | $394M | $281M | $56M | $1M | 1.44% | 12.54% | 4.48% | 1.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.