Farmers and Merchants Bank
Headquartered in Lafayette, AL. Part of Farmers & Merchants Bancshares, Inc. FDIC certificate #13887 · Federal Reserve RSSD 446130.
Total assets
$306M
Deposits
$277M
Q1 2026
Active branches
3
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$814K
Return on assets
1.07%
Return on equity
15.72%
Noncurrent loan rate
1.09%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fmlafayette.com.