Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $315M | $288M | $190M | $24M | $1M | 1.44% | 18.85% | 3.24% | 0.02% |
| Q4 2025 | $305M | $280M | $186M | $23M | $1M | 1.23% | 16.91% | 3.03% | 0.00% |
| Q3 2025 | $300M | $275M | $178M | $22M | $936K | 1.18% | 16.32% | 2.96% | 0.00% |
| Q2 2025 | $296M | $274M | $173M | $21M | $823K | 1.13% | 15.77% | 2.88% | 0.31% |
| Q1 2025 | $279M | $258M | $168M | $20M | $734K | 1.10% | 15.22% | 2.85% | 0.08% |
| Q4 2024 | $253M | $233M | $166M | $19M | $787K | 1.08% | 15.68% | 2.74% | 0.00% |
| Q3 2024 | $254M | $233M | $160M | $19M | $743K | 1.02% | 15.12% | 2.64% | 0.00% |
| Q2 2024 | $255M | $237M | $151M | $17M | $641K | 0.94% | 14.52% | 2.53% | 0.00% |
| Q1 2024 | $252M | $234M | $147M | $16M | $546K | 0.87% | 13.51% | 2.43% | 0.01% |
| Q4 2023 | $248M | $231M | $143M | $16M | $463K | 0.81% | 13.99% | 2.57% | 0.15% |
| Q3 2023 | $235M | $220M | $140M | $13M | $440K | 0.83% | 14.74% | 2.64% | 0.13% |
| Q2 2023 | $232M | $217M | $140M | $13M | $647K | 0.87% | 15.56% | 2.79% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.