F & M Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $210M | $180M | $150M | $17M | $463K | 0.87% | 10.87% | 3.75% | 0.00% |
| Q4 2025 | $214M | $186M | $151M | $17M | $433K | 0.89% | 11.90% | 3.57% | 0.05% |
| Q3 2025 | $205M | $176M | $145M | $17M | $550K | 0.92% | 12.44% | 3.54% | 0.00% |
| Q2 2025 | $209M | $179M | $147M | $15M | $513K | 0.85% | 11.83% | 3.46% | 0.18% |
| Q1 2025 | $206M | $180M | $142M | $15M | $370K | 0.71% | 10.08% | 3.33% | 0.00% |
| Q4 2024 | $211M | $185M | $143M | $14M | $300K | 0.37% | 5.54% | 3.06% | 0.00% |
| Q3 2024 | $210M | $183M | $141M | $15M | $210K | 0.31% | 4.56% | 3.00% | 0.07% |
| Q2 2024 | $205M | $176M | $143M | $14M | $175K | 0.26% | 3.95% | 2.97% | 0.00% |
| Q1 2024 | $205M | $175M | $143M | $13M | $93K | 0.18% | 2.76% | 2.94% | 0.00% |
| Q4 2023 | $207M | $174M | $142M | $14M | $264K | 0.52% | 8.05% | 3.22% | 0.04% |
| Q3 2023 | $207M | $174M | $140M | $12M | $216K | 0.53% | 8.12% | 3.31% | 0.47% |
| Q2 2023 | $205M | $175M | $136M | $13M | $351K | 0.58% | 8.68% | 3.39% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.