F&M Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $925M | $789M | $658M | $95M | $3M | 1.19% | 10.98% | 4.47% | 1.64% |
| Q4 2025 | $810M | $668M | $595M | $93M | $2M | 1.45% | 12.63% | 4.28% | 1.84% |
| Q3 2025 | $758M | $623M | $570M | $92M | $3M | 1.67% | 14.51% | 4.26% | 2.01% |
| Q2 2025 | $759M | $653M | $557M | $89M | $4M | 1.84% | 16.26% | 4.23% | 0.45% |
| Q1 2025 | $753M | $655M | $535M | $87M | $3M | 1.76% | 15.92% | 4.09% | 0.57% |
| Q4 2024 | $772M | $642M | $556M | $82M | $3M | 1.56% | 15.11% | 3.85% | 0.62% |
| Q3 2024 | $771M | $644M | $544M | $81M | $3M | 1.54% | 15.12% | 3.83% | 0.49% |
| Q2 2024 | $747M | $646M | $500M | $77M | $3M | 1.58% | 15.72% | 3.84% | 0.73% |
| Q1 2024 | $753M | $654M | $506M | $76M | $3M | 1.62% | 16.28% | 3.87% | 0.88% |
| Q4 2023 | $738M | $639M | $498M | $73M | $2M | 1.65% | 16.98% | 3.94% | 1.10% |
| Q3 2023 | $670M | $582M | $437M | $68M | $3M | 1.77% | 18.23% | 4.03% | 0.44% |
| Q2 2023 | $685M | $592M | $448M | $66M | $3M | 1.78% | 18.70% | 3.99% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.