Exchange Bank Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $358M | $325M | $205M | $30M | $2M | 2.05% | 23.11% | 4.31% | 0.62% |
| Q4 2025 | $335M | $301M | $199M | $31M | $1M | 1.64% | 17.83% | 4.42% | 1.64% |
| Q3 2025 | $324M | $290M | $199M | $31M | $2M | 1.60% | 17.39% | 4.38% | 1.63% |
| Q2 2025 | $320M | $288M | $190M | $29M | $1M | 1.35% | 14.83% | 4.29% | 1.62% |
| Q1 2025 | $313M | $281M | $188M | $29M | $977K | 1.27% | 13.98% | 4.24% | 1.80% |
| Q4 2024 | $303M | $271M | $181M | $27M | $612K | 0.94% | 10.28% | 3.94% | 1.89% |
| Q3 2024 | $244M | $217M | $148M | $23M | $357K | 1.22% | 13.54% | 4.06% | 1.59% |
| Q2 2024 | $230M | $205M | $147M | $21M | $828K | 1.55% | 17.36% | 4.08% | 2.12% |
| Q1 2024 | $237M | $214M | $143M | $20M | $954K | 1.66% | 18.97% | 4.00% | 3.10% |
| Q4 2023 | $222M | $202M | $142M | $20M | $448K | 1.28% | 15.29% | 3.93% | 3.09% |
| Q3 2023 | $212M | $194M | $141M | $18M | $727K | 1.44% | 17.51% | 3.97% | 2.90% |
| Q2 2023 | $215M | $196M | $137M | $18M | $746K | 1.47% | 18.04% | 3.94% | 0.44% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.