Exchange Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $627M | $542M | $361M | $77M | $3M | 1.64% | 13.46% | 3.98% | 0.07% |
| Q4 2025 | $631M | $543M | $373M | $76M | $2M | 1.57% | 13.34% | 4.05% | 0.06% |
| Q3 2025 | $593M | $511M | $381M | $74M | $3M | 1.68% | 14.35% | 4.04% | 0.05% |
| Q2 2025 | $595M | $517M | $386M | $71M | $3M | 1.63% | 14.23% | 4.00% | 0.06% |
| Q1 2025 | $601M | $526M | $379M | $68M | $2M | 1.52% | 13.58% | 3.88% | 0.21% |
| Q4 2024 | $592M | $519M | $387M | $65M | $2M | 1.33% | 12.34% | 3.77% | 0.06% |
| Q3 2024 | $563M | $490M | $385M | $65M | $2M | 1.40% | 13.04% | 3.72% | 0.07% |
| Q2 2024 | $554M | $486M | $381M | $61M | $2M | 1.31% | 12.56% | 3.64% | 0.08% |
| Q1 2024 | $566M | $498M | $376M | $59M | $2M | 1.20% | 11.78% | 3.54% | 0.09% |
| Q4 2023 | $579M | $512M | $380M | $57M | $2M | 1.09% | 11.78% | 3.34% | 0.07% |
| Q3 2023 | $559M | $496M | $383M | $53M | $1M | 1.08% | 11.85% | 3.31% | 0.08% |
| Q2 2023 | $565M | $503M | $382M | $53M | $2M | 1.11% | 12.33% | 3.27% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.