Exchange Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $414M | $364M | $286M | $38M | $-3445K | -3.28% | -32.69% | 4.67% | 0.10% |
| Q4 2025 | $425M | $345M | $266M | $46M | $864K | 1.22% | 11.31% | 4.22% | 0.22% |
| Q3 2025 | $413M | $340M | $255M | $46M | $2M | 1.36% | 12.63% | 4.19% | 0.84% |
| Q2 2025 | $409M | $343M | $248M | $44M | $1M | 1.30% | 12.11% | 4.11% | 0.27% |
| Q1 2025 | $406M | $330M | $240M | $43M | $1M | 1.22% | 11.51% | 3.99% | 0.21% |
| Q4 2024 | $395M | $327M | $234M | $42M | $1M | 1.17% | 11.32% | 3.80% | 0.56% |
| Q3 2024 | $386M | $319M | $223M | $41M | $1M | 1.15% | 11.23% | 3.74% | 0.25% |
| Q2 2024 | $385M | $319M | $221M | $40M | $1M | 1.10% | 10.85% | 3.69% | 0.33% |
| Q1 2024 | $391M | $331M | $211M | $39M | $986K | 1.03% | 10.32% | 3.60% | 0.53% |
| Q4 2023 | $374M | $315M | $210M | $38M | $1M | 1.11% | 11.45% | 3.63% | 0.50% |
| Q3 2023 | $371M | $322M | $199M | $37M | $1M | 1.07% | 11.16% | 3.59% | 0.22% |
| Q2 2023 | $375M | $317M | $207M | $36M | $975K | 1.02% | 10.77% | 3.55% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.