ESB Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $198M | $169M | $157M | $19M | $751K | 1.52% | 16.21% | 3.50% | 0.98% |
| Q4 2025 | $196M | $167M | $157M | $18M | $779K | 1.59% | 16.74% | 3.57% | 0.12% |
| Q3 2025 | $190M | $161M | $160M | $18M | $831K | 1.58% | 16.60% | 3.53% | 0.00% |
| Q2 2025 | $185M | $160M | $154M | $18M | $705K | 1.48% | 15.44% | 3.46% | 0.11% |
| Q1 2025 | $181M | $155M | $148M | $18M | $646K | 1.43% | 14.95% | 3.39% | 0.43% |
| Q4 2024 | $182M | $155M | $144M | $17M | $544K | 1.44% | 15.11% | 3.46% | 0.45% |
| Q3 2024 | $177M | $148M | $145M | $17M | $719K | 1.53% | 15.89% | 3.47% | 0.02% |
| Q2 2024 | $172M | $144M | $141M | $17M | $678K | 1.46% | 15.13% | 3.46% | 0.00% |
| Q1 2024 | $168M | $140M | $133M | $16M | $552K | 1.33% | 13.72% | 3.36% | 0.04% |
| Q4 2023 | $164M | $137M | $131M | $16M | $608K | 1.47% | 15.19% | 3.60% | 0.11% |
| Q3 2023 | $160M | $133M | $129M | $15M | $599K | 1.47% | 15.11% | 3.66% | 0.24% |
| Q2 2023 | $155M | $129M | $128M | $15M | $597K | 1.44% | 14.70% | 3.64% | 0.24% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.