Ergo Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $263M | $222M | $211M | $26M | $239K | 0.36% | 3.71% | 4.21% | 1.74% |
| Q4 2025 | $261M | $220M | $203M | $26M | $352K | 0.64% | 6.55% | 4.24% | 1.69% |
| Q3 2025 | $255M | $217M | $198M | $26M | $326K | 0.68% | 6.91% | 4.07% | 1.89% |
| Q2 2025 | $246M | $210M | $196M | $24M | $488K | 0.76% | 7.83% | 4.07% | 1.83% |
| Q1 2025 | $240M | $202M | $194M | $24M | $437K | 0.72% | 7.46% | 3.98% | 1.90% |
| Q4 2024 | $243M | $209M | $193M | $23M | $419K | 0.61% | 6.42% | 3.76% | 1.90% |
| Q3 2024 | $243M | $203M | $200M | $23M | $281K | 0.59% | 6.14% | 3.71% | 1.86% |
| Q2 2024 | $233M | $188M | $193M | $23M | $518K | 0.65% | 6.80% | 3.68% | 1.66% |
| Q1 2024 | $233M | $182M | $191M | $22M | $244K | 0.41% | 4.38% | 3.53% | 2.08% |
| Q4 2023 | $240M | $192M | $190M | $22M | $686K | 0.89% | 9.84% | 3.73% | 0.66% |
| Q3 2023 | $223M | $188M | $190M | $21M | $479K | 0.78% | 8.69% | 3.60% | 1.16% |
| Q2 2023 | $221M | $179M | $187M | $21M | $483K | 0.73% | 8.21% | 3.48% | 0.47% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.