ENCORE BANK quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.6B | $3.2B | $2.7B | $298M | $3M | 0.31% | 3.73% | 2.55% | 0.23% |
| Q4 2025 | $3.6B | $3.3B | $2.7B | $300M | $3M | 0.19% | 2.48% | 2.25% | 0.22% |
| Q3 2025 | $3.6B | $3.2B | $2.8B | $291M | $2M | 0.15% | 1.88% | 2.14% | 0.28% |
| Q2 2025 | $3.6B | $3.1B | $2.9B | $277M | $971K | 0.12% | 1.56% | 2.08% | 0.15% |
| Q1 2025 | $3.7B | $2.9B | $3.0B | $281M | $1M | 0.13% | 1.73% | 2.00% | 0.13% |
| Q4 2024 | $3.7B | $2.9B | $3.0B | $280M | $2M | 0.11% | 1.54% | 1.78% | 0.23% |
| Q3 2024 | $3.9B | $3.1B | $3.1B | $286M | $2M | 0.07% | 1.05% | 1.70% | 0.30% |
| Q2 2024 | $4.0B | $3.0B | $3.3B | $280M | $2M | 0.01% | 0.12% | 1.58% | 0.28% |
| Q1 2024 | $4.0B | $3.0B | $3.3B | $278M | $-1646K | -0.17% | -2.38% | 1.43% | 0.19% |
| Q4 2023 | $4.0B | $2.9B | $3.2B | $275M | $-7908K | -0.16% | -2.24% | 1.48% | 0.04% |
| Q3 2023 | $4.2B | $3.1B | $3.1B | $249M | $-1280K | 0.06% | 0.90% | 1.52% | 0.02% |
| Q2 2023 | $4.0B | $2.7B | $3.0B | $276M | $1M | 0.16% | 2.23% | 1.63% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.