Emigrant Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.9B | $4.4B | $3.9B | $1.2B | $7M | 0.50% | 2.38% | 4.87% | 4.22% |
| Q4 2025 | $5.8B | $4.3B | $4.0B | $1.2B | $11M | 1.35% | 6.82% | 4.28% | 4.49% |
| Q3 2025 | $5.8B | $4.3B | $4.0B | $1.2B | $59M | 1.54% | 7.92% | 4.30% | 4.76% |
| Q2 2025 | $5.8B | $4.4B | $4.0B | $1.1B | $16M | 0.31% | 1.64% | 4.06% | 5.14% |
| Q1 2025 | $6.0B | $4.6B | $4.1B | $1.1B | $-6558K | -0.43% | -2.32% | 3.89% | 4.99% |
| Q4 2024 | $6.2B | $4.9B | $4.2B | $1.1B | $-17172K | 0.71% | 3.22% | 4.47% | 5.91% |
| Q3 2024 | $6.3B | $4.5B | $4.4B | $1.5B | $46M | 1.32% | 5.69% | 4.42% | 4.98% |
| Q2 2024 | $6.3B | $4.6B | $4.6B | $1.4B | $4M | 0.49% | 2.12% | 4.37% | 4.99% |
| Q1 2024 | $6.2B | $4.7B | $4.6B | $1.4B | $11M | 0.72% | 3.14% | 4.39% | 5.06% |
| Q4 2023 | $6.2B | $4.7B | $4.6B | $1.4B | $37M | 2.89% | 12.65% | 21.70% | 5.47% |
| Q3 2023 | $48M | $32M | $26M | $12M | $-45K | 0.30% | 1.36% | 5.96% | 1.00% |
| Q2 2023 | $53M | $37M | $32M | $12M | $25K | 0.59% | 2.78% | 5.79% | 1.61% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.