Embassy National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $233M | $204M | $167M | $24M | $875K | 1.55% | 14.70% | 4.75% | 0.00% |
| Q4 2025 | $218M | $184M | $168M | $24M | $932K | 1.64% | 14.30% | 5.13% | 0.00% |
| Q3 2025 | $204M | $177M | $164M | $23M | $808K | 1.60% | 13.70% | 5.20% | 0.00% |
| Q2 2025 | $190M | $164M | $143M | $22M | $681K | 1.58% | 13.41% | 5.11% | 0.00% |
| Q1 2025 | $186M | $160M | $143M | $22M | $790K | 1.72% | 14.55% | 5.22% | 0.00% |
| Q4 2024 | $181M | $152M | $141M | $21M | $625K | 1.44% | 11.31% | 5.63% | 0.00% |
| Q3 2024 | $168M | $143M | $133M | $21M | $497K | 1.45% | 11.15% | 5.68% | 0.00% |
| Q2 2024 | $159M | $133M | $125M | $20M | $696K | 1.57% | 11.97% | 5.79% | 0.00% |
| Q1 2024 | $157M | $133M | $121M | $20M | $506K | 1.35% | 10.18% | 5.88% | 0.00% |
| Q4 2023 | $143M | $119M | $111M | $20M | $570K | 1.36% | 8.09% | 6.45% | 0.00% |
| Q3 2023 | $123M | $95M | $92M | $19M | $432K | 1.22% | 6.92% | 6.58% | 0.00% |
| Q2 2023 | $101M | $81M | $78M | $19M | $300K | 1.09% | 5.90% | 6.46% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.