Eastern Michigan Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $568M | $470M | $196M | $97M | $2M | 1.39% | 8.21% | 4.74% | 0.38% |
| Q4 2025 | $572M | $475M | $201M | $96M | $-5716K | 0.00% | 0.00% | 0.00% | 0.50% |
| Q3 2025 | $560M | $503M | $205M | $55M | $2M | 1.45% | 14.99% | 4.06% | 0.51% |
| Q2 2025 | $505M | $451M | $206M | $52M | $2M | 1.42% | 14.74% | 4.08% | 0.47% |
| Q1 2025 | $512M | $461M | $200M | $50M | $2M | 1.22% | 12.95% | 3.96% | 0.92% |
| Q4 2024 | $521M | $471M | $217M | $47M | $2M | 1.35% | 16.91% | 3.82% | 0.87% |
| Q3 2024 | $549M | $499M | $218M | $48M | $2M | 1.20% | 15.54% | 3.60% | 0.90% |
| Q2 2024 | $559M | $463M | $219M | $43M | $1M | 1.12% | 15.10% | 3.51% | 0.89% |
| Q1 2024 | $564M | $472M | $209M | $41M | $2M | 1.17% | 16.11% | 3.52% | 0.94% |
| Q4 2023 | $540M | $498M | $210M | $40M | $2M | 1.19% | 18.53% | 3.49% | 0.98% |
| Q3 2023 | $544M | $508M | $202M | $35M | $2M | 1.14% | 18.24% | 3.45% | 0.42% |
| Q2 2023 | $512M | $477M | $186M | $34M | $2M | 1.13% | 18.43% | 3.40% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.