Earlham Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $383M | $346M | $222M | $36M | $937K | 0.99% | 10.57% | 3.68% | 0.93% |
| Q4 2025 | $378M | $341M | $225M | $35M | $-473K | 0.90% | 9.79% | 3.65% | 0.37% |
| Q3 2025 | $370M | $333M | $214M | $35M | $771K | 1.37% | 15.03% | 3.65% | 0.25% |
| Q2 2025 | $374M | $338M | $210M | $35M | $2M | 1.64% | 18.30% | 3.59% | 0.25% |
| Q1 2025 | $373M | $339M | $207M | $33M | $1M | 1.31% | 14.94% | 3.53% | 0.26% |
| Q4 2024 | $362M | $329M | $203M | $32M | $703K | 0.56% | 6.61% | 3.23% | 0.02% |
| Q3 2024 | $361M | $328M | $202M | $32M | $427K | 0.49% | 5.80% | 3.11% | 0.00% |
| Q2 2024 | $361M | $329M | $200M | $30M | $553K | 0.49% | 5.98% | 2.97% | 0.01% |
| Q1 2024 | $365M | $334M | $197M | $30M | $338K | 0.37% | 4.58% | 2.83% | 0.01% |
| Q4 2023 | $360M | $330M | $185M | $29M | $120K | 0.34% | 4.44% | 2.60% | 0.12% |
| Q3 2023 | $353M | $323M | $183M | $29M | $259K | 0.41% | 5.41% | 2.57% | 0.33% |
| Q2 2023 | $365M | $336M | $179M | $28M | $73K | 0.47% | 6.33% | 2.51% | 0.33% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.