Dream First Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $944M | $835M | $633M | $93M | $3M | 1.12% | 11.26% | 4.94% | 0.95% |
| Q4 2025 | $918M | $801M | $607M | $92M | $1M | 1.44% | 14.92% | 4.81% | 1.22% |
| Q3 2025 | $892M | $798M | $572M | $90M | $4M | 1.74% | 18.26% | 4.80% | 2.23% |
| Q2 2025 | $921M | $831M | $568M | $85M | $4M | 1.57% | 16.82% | 4.41% | 2.28% |
| Q1 2025 | $686M | $615M | $520M | $66M | $2M | 1.43% | 15.20% | 4.91% | 0.55% |
| Q4 2024 | $690M | $622M | $535M | $63M | $2M | 1.27% | 13.74% | 4.64% | 0.72% |
| Q3 2024 | $659M | $591M | $508M | $64M | $2M | 1.25% | 13.55% | 4.58% | 0.77% |
| Q2 2024 | $643M | $580M | $491M | $60M | $2M | 1.25% | 13.74% | 4.58% | 0.73% |
| Q1 2024 | $636M | $573M | $488M | $58M | $2M | 1.33% | 14.88% | 4.58% | 0.90% |
| Q4 2023 | $644M | $570M | $486M | $56M | $2M | 2.14% | 23.74% | 4.68% | 0.81% |
| Q3 2023 | $638M | $582M | $468M | $51M | $6M | 2.54% | 27.92% | 4.73% | 1.50% |
| Q2 2023 | $511M | $455M | $391M | $48M | $2M | 1.65% | 17.16% | 4.85% | 0.19% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.