Cumberland Federal Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $329M | $262M | $169M | $31M | $1M | 1.34% | 14.26% | 3.12% | 0.11% |
| Q4 2025 | $329M | $273M | $171M | $31M | $675K | 1.14% | 12.52% | 2.97% | 0.38% |
| Q3 2025 | $325M | $275M | $166M | $30M | $1M | 1.25% | 13.82% | 2.91% | 0.39% |
| Q2 2025 | $309M | $255M | $160M | $28M | $957K | 1.21% | 13.49% | 2.87% | 0.47% |
| Q1 2025 | $294M | $244M | $150M | $27M | $841K | 1.15% | 12.97% | 2.79% | 0.52% |
| Q4 2024 | $291M | $241M | $148M | $25M | $483K | 0.83% | 9.46% | 2.52% | 0.63% |
| Q3 2024 | $282M | $238M | $135M | $26M | $670K | 0.89% | 10.04% | 2.42% | 0.04% |
| Q2 2024 | $270M | $240M | $126M | $23M | $590K | 0.85% | 9.77% | 2.37% | 0.49% |
| Q1 2024 | $260M | $225M | $117M | $23M | $530K | 0.82% | 9.36% | 2.32% | 0.52% |
| Q4 2023 | $260M | $219M | $118M | $23M | $488K | 0.91% | 11.04% | 2.53% | 0.52% |
| Q3 2023 | $253M | $218M | $114M | $20M | $499K | 0.96% | 11.83% | 2.56% | 0.77% |
| Q2 2023 | $255M | $216M | $104M | $21M | $625K | 1.04% | 12.87% | 2.84% | 0.59% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.