Crystal Lake Bank and Trust Company
Legal institution: Crystal Lake Bank and Trust Company, National Association. Headquartered in Crystal Lake, IL. Part of Wintrust Financial Corporation. FDIC certificate #34681 · Federal Reserve RSSD 2624400.
Total assets
$2.1B
Deposits
$1.8B
Q1 2026
Active branches
6
Closings since Jan 2020
1
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$8M
Return on assets
1.50%
Return on equity
15.92%
Noncurrent loan rate
0.40%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
22025
Values in $ billions, June 30 of each year.
Closings by year
12021
Other network changes since 2020
- 1 branch relocations
Branches by state
Recent closings
- 2730 W. ROUTE 120 · closed April 30, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: crystallakebank.com.