Credit One Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.2B | $1.2B | $1.5B | $620M | $146M | 28.31% | 99.61% | 25.86% | 3.60% |
| Q4 2025 | $2.0B | $1.1B | $1.5B | $554M | $103M | 27.69% | 87.64% | 24.79% | 3.60% |
| Q3 2025 | $1.9B | $974M | $1.3B | $631M | $130M | 29.99% | 92.21% | 24.25% | 3.52% |
| Q2 2025 | $1.9B | $977M | $1.2B | $641M | $137M | 31.35% | 96.73% | 23.85% | 3.48% |
| Q1 2025 | $1.8B | $918M | $1.1B | $594M | $145M | 33.27% | 104.36% | 24.40% | 3.90% |
| Q4 2024 | $1.7B | $860M | $1.1B | $514M | $132M | 29.46% | 90.16% | 24.49% | 3.86% |
| Q3 2024 | $1.6B | $800M | $1.0B | $482M | $109M | 28.55% | 86.13% | 24.35% | 3.74% |
| Q2 2024 | $1.6B | $760M | $968M | $473M | $116M | 29.08% | 85.49% | 23.80% | 3.54% |
| Q1 2024 | $1.6B | $711M | $913M | $567M | $116M | 29.01% | 80.11% | 23.51% | 4.00% |
| Q4 2023 | $1.6B | $668M | $914M | $591M | $111M | 33.86% | 87.60% | 23.36% | 3.62% |
| Q3 2023 | $1.4B | $641M | $820M | $480M | $118M | 35.73% | 91.54% | 23.35% | 3.31% |
| Q2 2023 | $1.2B | $543M | $721M | $443M | $111M | 36.39% | 89.05% | 23.15% | 3.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.