Cornerstone State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $243M | $221M | $154M | $19M | $799K | 1.32% | 17.00% | 3.43% | 0.48% |
| Q4 2025 | $242M | $219M | $153M | $19M | $682K | 0.83% | 11.87% | 3.05% | 0.48% |
| Q3 2025 | $233M | $212M | $144M | $18M | $711K | 0.72% | 10.73% | 2.99% | 0.44% |
| Q2 2025 | $235M | $214M | $146M | $16M | $206K | 0.48% | 7.41% | 2.95% | 0.44% |
| Q1 2025 | $234M | $213M | $149M | $15M | $358K | 0.61% | 9.74% | 2.87% | 0.96% |
| Q4 2024 | $237M | $216M | $148M | $14M | $656K | 0.55% | 8.85% | 2.56% | 0.88% |
| Q3 2024 | $232M | $210M | $141M | $16M | $333K | 0.35% | 5.66% | 2.48% | 0.12% |
| Q2 2024 | $226M | $205M | $140M | $13M | $243K | 0.24% | 3.96% | 2.47% | 0.08% |
| Q1 2024 | $227M | $208M | $137M | $13M | $25K | 0.04% | 0.73% | 2.36% | 0.02% |
| Q4 2023 | $228M | $208M | $132M | $14M | $235K | 0.67% | 12.46% | 2.69% | 0.13% |
| Q3 2023 | $221M | $205M | $127M | $10M | $221K | 0.75% | 14.71% | 2.75% | 0.07% |
| Q2 2023 | $223M | $203M | $125M | $12M | $522K | 0.93% | 17.26% | 2.88% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.