Cornerstone Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $477M | $327M | $430M | $44M | $2M | 1.65% | 18.89% | 3.25% | 0.07% |
| Q4 2025 | $501M | $328M | $437M | $42M | $2M | 1.02% | 11.92% | 2.81% | 0.11% |
| Q3 2025 | $486M | $329M | $417M | $42M | $1M | 0.91% | 10.63% | 2.72% | 0.12% |
| Q2 2025 | $473M | $327M | $407M | $40M | $1M | 0.81% | 9.46% | 2.57% | 0.16% |
| Q1 2025 | $459M | $363M | $395M | $39M | $843K | 0.74% | 8.59% | 2.48% | 0.17% |
| Q4 2024 | $451M | $330M | $395M | $39M | $1M | 0.80% | 9.11% | 2.13% | 0.00% |
| Q3 2024 | $436M | $350M | $379M | $39M | $700K | 0.64% | 7.32% | 2.03% | 0.00% |
| Q2 2024 | $438M | $280M | $375M | $38M | $696K | 0.64% | 7.34% | 1.97% | 0.00% |
| Q1 2024 | $426M | $298M | $366M | $37M | $674K | 0.63% | 7.27% | 1.95% | 0.00% |
| Q4 2023 | $426M | $318M | $364M | $37M | $821K | 0.70% | 8.06% | 2.37% | 0.00% |
| Q3 2023 | $412M | $275M | $354M | $36M | $656K | 0.67% | 7.74% | 2.44% | 0.00% |
| Q2 2023 | $412M | $281M | $353M | $35M | $497K | 0.69% | 7.92% | 2.56% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.