Concordia Bank & Trust Company
Concordia Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $672M | $592M | $360M | $64M | $1M | 0.89% | 9.11% | 3.45% | 2.17% |
| Q4 2025 | $650M | $569M | $364M | $64M | $1M | 1.05% | 11.05% | 3.45% | 2.13% |
| Q3 2025 | $643M | $561M | $352M | $64M | $2M | 1.12% | 11.94% | 3.45% | 2.42% |
| Q2 2025 | $634M | $556M | $367M | $60M | $2M | 1.14% | 12.33% | 3.43% | 2.49% |
| Q1 2025 | $644M | $565M | $364M | $60M | $2M | 1.03% | 11.32% | 3.35% | 3.08% |
| Q4 2024 | $642M | $565M | $365M | $58M | $2M | 0.94% | 10.80% | 3.08% | 2.24% |
| Q3 2024 | $654M | $555M | $372M | $61M | $2M | 0.92% | 10.63% | 3.02% | 2.91% |
| Q2 2024 | $661M | $553M | $371M | $57M | $1M | 0.81% | 9.64% | 2.95% | 3.02% |
| Q1 2024 | $676M | $570M | $373M | $57M | $1M | 0.79% | 9.46% | 2.89% | 3.05% |
| Q4 2023 | $686M | $569M | $366M | $57M | $917K | 1.31% | 16.53% | 3.01% | 2.96% |
| Q3 2023 | $665M | $565M | $361M | $51M | $4M | 1.57% | 20.10% | 3.08% | 2.28% |
| Q2 2023 | $668M | $557M | $362M | $52M | $2M | 1.03% | 13.14% | 3.17% | 0.86% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.