Community Bank of the South quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $252M | $229M | $74M | $20M | $493K | 0.77% | 9.34% | 2.92% | 0.00% |
| Q4 2025 | $257M | $232M | $71M | $22M | $628K | 0.91% | 11.69% | 2.94% | 0.00% |
| Q3 2025 | $258M | $233M | $72M | $22M | $595K | 0.89% | 11.77% | 2.87% | 0.00% |
| Q2 2025 | $262M | $238M | $68M | $20M | $644K | 0.88% | 12.09% | 2.83% | 0.00% |
| Q1 2025 | $267M | $244M | $73M | $20M | $525K | 0.79% | 11.10% | 2.66% | 0.00% |
| Q4 2024 | $266M | $244M | $73M | $18M | $605K | 0.85% | 12.24% | 2.82% | 0.00% |
| Q3 2024 | $269M | $245M | $71M | $20M | $540K | 0.82% | 11.85% | 2.77% | 0.00% |
| Q2 2024 | $253M | $233M | $71M | $17M | $580K | 0.82% | 12.20% | 2.79% | 0.00% |
| Q1 2024 | $244M | $224M | $72M | $16M | $440K | 0.71% | 10.65% | 2.62% | 0.00% |
| Q4 2023 | $250M | $229M | $71M | $17M | $585K | 1.10% | 17.74% | 3.05% | 0.00% |
| Q3 2023 | $254M | $236M | $70M | $15M | $594K | 1.15% | 19.02% | 3.11% | 0.00% |
| Q2 2023 | $251M | $232M | $66M | $16M | $767K | 1.27% | 20.66% | 3.26% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.