BranchWatch

Community Bank

Legal institution: Community Bank, National Association. Headquartered in Canton, NY. Part of Community Financial System, Inc. FDIC certificate #6989 · Federal Reserve RSSD 202907.

Total assets
$17.4B
Deposits
$15.0B
Q1 2026
Active branches
214
Closings since Jan 2020
74
20 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$50M
Return on assets
1.16%
Return on equity
12.32%
Noncurrent loan rate
0.48%

Deposits by year (Summary of Deposits)

9
2019
11
2020
13
2021
14
2022
13
2023
13
2024
14
2025

Values in $ billions, June 30 of each year.

Closings by year

10
2020
16
2021
10
2022
11
2023
10
2024
17
2025

Openings by year

2
2020
1
2022
1
2024
14
2025
2
2026

Other network changes since 2020

  • 5 branch relocations
  • 23 branches acquired through purchases or mergers

Branches by state

Recent closings (30 of 74)

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cbna.com.