Comenity Capital Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $13.3B | $10.4B | $10.0B | $1.7B | $60M | 1.78% | 13.67% | 19.63% | 3.61% |
| Q4 2025 | $13.6B | $10.4B | $10.3B | $1.8B | $17M | 1.60% | 11.44% | 19.60% | 3.71% |
| Q3 2025 | $12.7B | $10.0B | $9.6B | $1.8B | $64M | 1.97% | 13.88% | 19.55% | 3.82% |
| Q2 2025 | $12.9B | $10.0B | $9.6B | $1.9B | $59M | 1.96% | 13.90% | 19.17% | 3.67% |
| Q1 2025 | $13.2B | $9.9B | $9.5B | $1.8B | $70M | 2.12% | 15.23% | 19.34% | 3.97% |
| Q4 2024 | $13.3B | $9.9B | $10.1B | $1.9B | $8K | 1.69% | 11.29% | 19.66% | 3.97% |
| Q3 2024 | $12.6B | $9.7B | $9.6B | $1.9B | $38M | 2.27% | 14.92% | 19.77% | 4.25% |
| Q2 2024 | $12.7B | $9.5B | $9.3B | $2.0B | $78M | 2.79% | 18.17% | 19.33% | 3.84% |
| Q1 2024 | $12.7B | $9.5B | $9.4B | $2.0B | $100M | 3.13% | 20.74% | 19.67% | 4.52% |
| Q4 2023 | $13.0B | $9.3B | $9.9B | $1.9B | $-6212K | 4.19% | 26.53% | 19.62% | 4.38% |
| Q3 2023 | $11.9B | $9.1B | $9.1B | $1.9B | $90M | 5.67% | 35.28% | 19.33% | 4.12% |
| Q2 2023 | $11.8B | $8.8B | $9.0B | $1.9B | $34M | 6.96% | 43.41% | 18.87% | 3.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.