Citizens Trust Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $787M | $670M | $380M | $104M | $3M | 1.52% | 11.69% | 4.21% | 1.29% |
| Q4 2025 | $796M | $682M | $376M | $102M | $4M | 1.80% | 15.10% | 4.41% | 0.87% |
| Q3 2025 | $767M | $659M | $378M | $98M | $4M | 1.79% | 15.36% | 4.43% | 1.06% |
| Q2 2025 | $778M | $679M | $393M | $88M | $3M | 1.76% | 15.56% | 4.39% | 1.35% |
| Q1 2025 | $769M | $664M | $394M | $92M | $3M | 1.78% | 15.63% | 4.38% | 0.98% |
| Q4 2024 | $793M | $695M | $403M | $86M | $4M | 2.11% | 19.78% | 4.83% | 1.57% |
| Q3 2024 | $770M | $672M | $403M | $86M | $4M | 2.15% | 20.18% | 4.98% | 0.72% |
| Q2 2024 | $757M | $662M | $396M | $78M | $4M | 2.19% | 20.84% | 5.05% | 0.49% |
| Q1 2024 | $735M | $642M | $390M | $80M | $4M | 2.12% | 19.99% | 4.99% | 0.54% |
| Q4 2023 | $741M | $652M | $368M | $77M | $4M | 2.08% | 22.69% | 4.85% | 0.49% |
| Q3 2023 | $697M | $617M | $367M | $68M | $4M | 2.05% | 23.14% | 4.85% | 0.46% |
| Q2 2023 | $726M | $649M | $364M | $66M | $4M | 1.93% | 22.51% | 4.80% | 0.43% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.