Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $583M | $530M | $320M | $36M | $2M | 1.02% | 16.94% | 2.86% | 1.52% |
| Q4 2025 | $596M | $544M | $326M | $35M | $2M | 0.70% | 13.90% | 2.58% | 1.51% |
| Q3 2025 | $570M | $518M | $301M | $31M | $1M | 0.58% | 12.09% | 2.51% | 1.68% |
| Q2 2025 | $564M | $515M | $301M | $27M | $525K | 0.47% | 10.30% | 2.47% | 1.74% |
| Q1 2025 | $559M | $515M | $293M | $25M | $786K | 0.57% | 12.68% | 2.54% | 0.02% |
| Q4 2024 | $550M | $502M | $288M | $24M | $740K | 0.42% | 9.62% | 2.26% | 0.09% |
| Q3 2024 | $538M | $490M | $269M | $27M | $435K | 0.38% | 8.69% | 2.21% | 0.04% |
| Q2 2024 | $514M | $463M | $255M | $22M | $792K | 0.41% | 9.82% | 2.21% | 0.03% |
| Q1 2024 | $511M | $467M | $255M | $21M | $273K | 0.21% | 5.03% | 2.18% | 0.03% |
| Q4 2023 | $522M | $460M | $260M | $22M | $-617K | 0.28% | 8.12% | 2.26% | 0.03% |
| Q3 2023 | $491M | $457M | $242M | $11M | $433K | 0.55% | 16.91% | 2.28% | 0.02% |
| Q2 2023 | $493M | $452M | $237M | $18M | $662K | 0.64% | 18.10% | 2.30% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.