Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $478M | $416M | $353M | $59M | $955K | 0.81% | 6.53% | 4.57% | 0.12% |
| Q4 2025 | $463M | $401M | $347M | $58M | $596K | 0.80% | 6.88% | 4.43% | 0.10% |
| Q3 2025 | $448M | $392M | $303M | $50M | $747K | 0.91% | 7.95% | 4.38% | 0.00% |
| Q2 2025 | $374M | $323M | $266M | $45M | $889K | 1.03% | 8.92% | 4.46% | 0.00% |
| Q1 2025 | $365M | $315M | $231M | $44M | $972K | 1.09% | 9.69% | 4.33% | 0.00% |
| Q4 2024 | $347M | $305M | $212M | $36M | $723K | 0.95% | 10.05% | 4.08% | 0.00% |
| Q3 2024 | $349M | $305M | $219M | $38M | $863K | 0.99% | 10.75% | 4.04% | 0.06% |
| Q2 2024 | $335M | $291M | $214M | $29M | $794K | 0.99% | 11.39% | 4.05% | 0.00% |
| Q1 2024 | $335M | $292M | $207M | $28M | $822K | 1.02% | 11.68% | 4.11% | 0.02% |
| Q4 2023 | $311M | $274M | $200M | $28M | $269K | 0.66% | 7.52% | 4.00% | 0.00% |
| Q3 2023 | $295M | $267M | $187M | $25M | $512K | 0.78% | 8.83% | 3.98% | 0.01% |
| Q2 2023 | $294M | $259M | $178M | $26M | $776K | 0.81% | 9.15% | 3.95% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.