Citizens Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $359M | $304M | $291M | $53M | $146K | 0.16% | 1.09% | 2.57% | 0.26% |
| Q4 2025 | $355M | $301M | $291M | $53M | $236K | 0.25% | 1.69% | 2.51% | 0.23% |
| Q3 2025 | $349M | $294M | $291M | $53M | $105K | 0.24% | 1.66% | 2.51% | 0.28% |
| Q2 2025 | $354M | $300M | $293M | $53M | $462K | 0.30% | 2.09% | 2.50% | 0.45% |
| Q1 2025 | $356M | $303M | $294M | $52M | $82K | 0.09% | 0.63% | 2.43% | 0.22% |
| Q4 2024 | $362M | $309M | $296M | $51M | $614K | -0.62% | -4.37% | 2.15% | 0.17% |
| Q3 2024 | $358M | $305M | $297M | $51M | $69K | -1.05% | -7.46% | 2.17% | 0.28% |
| Q2 2024 | $354M | $302M | $298M | $50M | $89K | -1.61% | -11.50% | 2.16% | 0.36% |
| Q1 2024 | $352M | $301M | $295M | $50M | $-2991K | -3.30% | -23.66% | 2.05% | 0.18% |
| Q4 2023 | $373M | $299M | $294M | $51M | $92K | -0.14% | -1.08% | 2.22% | 0.39% |
| Q3 2023 | $372M | $309M | $293M | $49M | $-799K | -0.22% | -1.69% | 2.26% | 0.55% |
| Q2 2023 | $383M | $322M | $288M | $50M | $63K | 0.09% | 0.69% | 2.28% | 0.25% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.