Citizens National Bank of Texas
Headquartered in Waxahachie, TX. Part of First Citizens Bancshares, Inc. FDIC certificate #5574 · Federal Reserve RSSD 552161.
Total assets
$2.1B
Deposits
$1.8B
Q1 2026
Active branches
12
Closings since Jan 2020
3
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$11M
Return on assets
2.16%
Return on equity
17.70%
Noncurrent loan rate
0.65%
Deposits by year (Summary of Deposits)
12019
12020
22021
22022
22023
22024
22025
Values in $ billions, June 30 of each year.
Closings by year
32020
Openings by year
12022
Branches by state
Recent closings
- Citizens National Bank of Texas — Italy, TXbank exits city124 EAST MAIN ST. · closed September 25, 2020
- 800 NORTH HWY 77 · closed August 21, 2020
- 310 NORTH NINTH ST. · closed July 31, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cnboftexas.com.