Citizens Independent Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $317M | $271M | $204M | $30M | $432K | 0.55% | 5.68% | 3.95% | 0.03% |
| Q4 2025 | $315M | $267M | $198M | $31M | $-13K | 0.06% | 0.60% | 3.74% | 4.62% |
| Q3 2025 | $314M | $259M | $203M | $30M | $436K | 0.08% | 0.87% | 3.74% | 2.07% |
| Q2 2025 | $326M | $263M | $208M | $29M | $-642K | -0.15% | -1.70% | 3.69% | 1.85% |
| Q1 2025 | $329M | $275M | $213M | $28M | $397K | 0.48% | 5.56% | 3.66% | 0.04% |
| Q4 2024 | $331M | $278M | $208M | $29M | $741K | 0.54% | 6.29% | 3.50% | 0.04% |
| Q3 2024 | $336M | $267M | $213M | $31M | $507K | 0.42% | 4.96% | 3.48% | 0.04% |
| Q2 2024 | $332M | $263M | $211M | $28M | $307K | 0.33% | 4.02% | 3.46% | 0.05% |
| Q1 2024 | $340M | $281M | $216M | $27M | $258K | 0.30% | 3.64% | 3.37% | 0.05% |
| Q4 2023 | $345M | $289M | $215M | $29M | $313K | 0.67% | 8.87% | 3.69% | 0.12% |
| Q3 2023 | $342M | $281M | $215M | $24M | $474K | 0.77% | 10.53% | 3.76% | 0.11% |
| Q2 2023 | $351M | $287M | $216M | $27M | $475K | 0.88% | 11.86% | 3.90% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.