BranchWatch

Citizens Guaranty Bank

Headquartered in Richmond, KY. Part of Citizens Guaranty Financial Corporation. FDIC certificate #20872 · Federal Reserve RSSD 764816.

Total assets
$299M
Deposits
$263M
Q1 2026
Active branches
6
Closings since Jan 2020
1
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$1M
Return on assets
1.75%
Return on equity
20.47%
Noncurrent loan rate
2.57%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2025

Openings by year

1
2020

Other network changes since 2020

  • 1 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cg.bank.