Citizens First Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $344M | $282M | $251M | $33M | $2M | 1.94% | 20.18% | 4.21% | 0.34% |
| Q4 2025 | $345M | $282M | $246M | $34M | $1M | 1.34% | 14.28% | 3.86% | 0.53% |
| Q3 2025 | $333M | $273M | $240M | $33M | $1M | 1.37% | 14.72% | 3.78% | 0.48% |
| Q2 2025 | $330M | $272M | $240M | $31M | $1M | 1.26% | 13.85% | 3.71% | 0.46% |
| Q1 2025 | $320M | $268M | $230M | $30M | $920K | 1.14% | 12.66% | 3.59% | 0.73% |
| Q4 2024 | $326M | $270M | $235M | $28M | $1M | 1.06% | 12.69% | 3.30% | 0.73% |
| Q3 2024 | $337M | $285M | $241M | $30M | $936K | 0.96% | 11.49% | 3.20% | 0.76% |
| Q2 2024 | $327M | $276M | $236M | $27M | $834K | 0.87% | 10.67% | 3.12% | 0.56% |
| Q1 2024 | $324M | $273M | $229M | $27M | $584K | 0.72% | 8.83% | 3.08% | 0.55% |
| Q4 2023 | $325M | $279M | $226M | $26M | $844K | 0.97% | 12.36% | 3.22% | 0.58% |
| Q3 2023 | $322M | $273M | $225M | $24M | $845K | 0.94% | 12.12% | 3.24% | 0.63% |
| Q2 2023 | $314M | $262M | $221M | $25M | $822K | 0.88% | 11.12% | 3.22% | 0.50% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.