Citizens Federal Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $188M | $147M | $135M | $37M | $104K | 0.22% | 1.13% | 2.98% | 0.22% |
| Q4 2025 | $188M | $144M | $133M | $37M | $154K | 0.17% | 0.91% | 2.86% | 0.23% |
| Q3 2025 | $192M | $147M | $134M | $36M | $116K | 0.12% | 0.65% | 2.81% | 0.26% |
| Q2 2025 | $187M | $140M | $134M | $36M | $97K | 0.06% | 0.32% | 2.81% | 0.26% |
| Q1 2025 | $189M | $139M | $134M | $36M | $-40K | -0.08% | -0.45% | 2.81% | 0.17% |
| Q4 2024 | $188M | $136M | $133M | $35M | $107K | 0.12% | 0.65% | 2.66% | 0.10% |
| Q3 2024 | $189M | $138M | $132M | $36M | $79K | 0.09% | 0.46% | 2.63% | 0.07% |
| Q2 2024 | $189M | $142M | $131M | $35M | $27K | 0.05% | 0.24% | 2.60% | 0.16% |
| Q1 2024 | $186M | $139M | $125M | $35M | $15K | 0.03% | 0.17% | 2.58% | 0.09% |
| Q4 2023 | $185M | $138M | $124M | $35M | $27K | 0.12% | 0.63% | 2.75% | 0.19% |
| Q3 2023 | $182M | $137M | $121M | $34M | $16K | 0.14% | 0.74% | 2.80% | 0.06% |
| Q2 2023 | $184M | $140M | $117M | $34M | $86K | 0.19% | 1.01% | 2.86% | 0.09% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.