Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $993M | $771M | $149M | $4M | 1.26% | 9.84% | 3.73% | 0.38% |
| Q4 2025 | $1.2B | $993M | $744M | $151M | $5M | 1.38% | 10.93% | 3.63% | 0.35% |
| Q3 2025 | $1.1B | $969M | $712M | $147M | $4M | 1.30% | 10.35% | 3.57% | 0.38% |
| Q2 2025 | $1.1B | $942M | $715M | $140M | $4M | 1.21% | 9.75% | 3.53% | 0.37% |
| Q1 2025 | $1.1B | $961M | $709M | $137M | $2M | 0.85% | 6.87% | 3.30% | 0.42% |
| Q4 2024 | $1.1B | $932M | $705M | $133M | $4M | 1.18% | 9.85% | 3.34% | 2.37% |
| Q3 2024 | $1.1B | $916M | $709M | $134M | $3M | 1.07% | 9.02% | 3.27% | 2.47% |
| Q2 2024 | $1.1B | $911M | $705M | $126M | $3M | 1.07% | 9.14% | 3.25% | 2.46% |
| Q1 2024 | $1.1B | $928M | $710M | $125M | $3M | 1.00% | 8.66% | 3.20% | 3.12% |
| Q4 2023 | $1.1B | $902M | $702M | $123M | $3M | 1.20% | 10.42% | 3.51% | 0.26% |
| Q3 2023 | $996M | $872M | $684M | $116M | $3M | 1.23% | 10.77% | 3.50% | 0.57% |
| Q2 2023 | $992M | $868M | $679M | $116M | $3M | 1.21% | 10.65% | 3.54% | 0.17% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.