BranchWatch

Citizens Bank of the South

Headquartered in Sandersville, GA. FDIC certificate #19420 · Federal Reserve RSSD 367431.

Total assets
$395M
Deposits
$343M
Q1 2026
Active branches
3
Closings since Jan 2020
1
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$1M
Return on assets
1.52%
Return on equity
12.21%
Noncurrent loan rate
0.40%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2024

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cbots.com.