Citizens Bank of Morgantown, Inc.
Citizens Bank of Morgantown, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $52M | $42M | $37M | $9M | $117K | 0.90% | 5.17% | 4.86% | 0.37% |
| Q4 2025 | $52M | $42M | $38M | $9M | $187K | 1.06% | 6.42% | 4.77% | 0.60% |
| Q3 2025 | $52M | $43M | $37M | $9M | $119K | 0.92% | 5.70% | 4.69% | 0.82% |
| Q2 2025 | $51M | $42M | $36M | $8M | $103K | 0.92% | 5.74% | 4.58% | 0.59% |
| Q1 2025 | $51M | $43M | $37M | $8M | $132K | 1.04% | 6.52% | 4.47% | 0.31% |
| Q4 2024 | $50M | $40M | $36M | $8M | $146K | 0.69% | 4.49% | 4.04% | 0.31% |
| Q3 2024 | $51M | $41M | $37M | $8M | $88K | 0.54% | 3.51% | 3.89% | 0.80% |
| Q2 2024 | $50M | $42M | $37M | $8M | $74K | 0.46% | 3.02% | 3.74% | 1.06% |
| Q1 2024 | $50M | $40M | $36M | $8M | $41K | 0.33% | 2.15% | 3.56% | 1.08% |
| Q4 2023 | $50M | $40M | $37M | $8M | $105K | 0.51% | 3.73% | 3.63% | 0.82% |
| Q3 2023 | $52M | $41M | $38M | $7M | $53K | 0.42% | 3.09% | 3.64% | 0.69% |
| Q2 2023 | $54M | $41M | $39M | $7M | $45K | 0.42% | 3.14% | 3.61% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.